Hi Guys, Alfie here!
Let us break some ice now.
Did you know the true importance of having emergency funds?
I guess not all knows the importance of this fund. I say, this is very important one.
And I am serious! Why? because I learned it based on experience!
What is Financial Independence?
According to Wikipedia, “Financial independence is a term generally used to describe the state of having sufficient personal wealth to live indefinitely without having to work actively for basic necessities”. Either we gather enough assets to sustain our expenses or generate a passive income that is able to support our chosen lifestyle.
Narinig mo na ba ito?
'Di bali nang mahirap, masaya naman!
I heard it so many times ..and mostly, I really want to ask them:
Bakit, hndi ba pwedeng Mayaman na, Masaya pa? at bakit, lahat ba nang mahirap masaya?
I received few facebook messages from a friend a few weeks ago regarding my previous article UTANG Chronicles Part 1 (How to assess whether you will lend people money) Asking for advise on how to approach his friend na pinahiram nya ng money a year ago.
The Envelope System: simple but very effective way to budget your money
I remember my officemate and I were going to the ATM right after we received our pay.
She saw me holding my whole month’s salary.
She curiously asked me "Where will you spend your salary?"
Upon seeing her curios reaction, I told her about the budgeting system that I have and how it helped me manage my finances.
Kakasweldo lang, Ubos na agad ang sweldo?
Or a Few days after ng sweldo, Ubos na agad ang pera?
Have you heard the following line?
“Ano ba yan, Dumaan lang sakin ang sinuweldo ko”And the famous line na sinasabi a week or 2 before the month ends.
“Ang tagal naman ng sahod, ubos na pera ko”
Defining who you are is very important just as defining your strategy in the Stock Market.
Are you an Investor? Or a trader?
If you are into Stock Market then you should be able to identify yourself if you are a Trader or an Investor.
What is the difference of being a Stock Market Investor and a Stock Market Trader?